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HR 423 · 119th Congress — Private Student Loan Bankruptcy Fairness Act of 2025

Private Student Loan Bankruptcy Fairness Act of 2025 This bill modifies the treatment of certain student loans in bankruptcy. Specifically, it allows private student loans to be discharged in bankruptcy regardless of…

Congress
119
Bill
HR 423
Status
Introduced
Introduced
2025-01-15
Latest action date
2025-01-15

Summary

Private Student Loan Bankruptcy Fairness Act of 2025 This bill modifies the treatment of certain student loans in bankruptcy. Specifically, it allows private student loans to be discharged in bankruptcy regardless of whether a debtor demonstrates undue hardship. Under current law, student loans may be discharged in bankruptcy only if the loans impose an undue hardship on the debtor.

This summary may describe an earlier version. Check the official record for current wording.

Latest action

Referred to the House Committee on the Judiciary.

Sponsors

Sources