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HR 8141 · 119th Congress — Fair Credit Reporting Reseller Accuracy Act

Fair Credit Reporting Reseller Accuracy Act This bill requires a consumer credit data reseller (a consumer reporting agency that does not maintain a credit database of its own, but assembles and merges a consumer's credit information from…

Congress
119
Bill
HR 8141
Status
In Progress
Introduced
2026-03-27
Latest action date
2026-09-01

Summary

Fair Credit Reporting Reseller Accuracy Act This bill requires a consumer credit data reseller (a consumer reporting agency that does not maintain a credit database of its own, but assembles and merges a consumer's credit information from other agencies that it provides to a third party) to follow reasonable procedures to ensure the maximum possible accuracy of the credit information it provides. A reseller may not be held liable under the Fair Credit Reporting Act for the information it provides if the reseller accurately communicates the information obtained from another consumer reporting agency. Right now, the latest action is: Placed on the Union Calendar, Calendar No. 689. The listed sponsor is Rep. Lawler, Michael [R-NY-17] [R].

This summary may describe an earlier version. Check the official record for current wording.

Latest action

Placed on the Union Calendar, Calendar No. 689.

Sponsors

Sources